Aqru platform review

If you are looking for the best cryptocurrency platform to earn interest on Bitcoin, Ethereum and a range of stablecoins - Aqru is worth considering.

Simply put, this user-friendly platform allows you to earn up to 12% per year on your idle cryptocurrencies without any fees.

In this Aqru review, we explore everything you need to know about this provider - such as supported cryptocurrencies, profits, fees and more.

What is the Aqru platform?

In a nutshell, Aqru offers a kind of cryptocurrency savings account service that allows you to Earning interest on inactive cryptocurrencies, Which you currently own. All you need to do is register an account with the provider and deposit the tokens you want to earn interest on. Aqru supports Bitcoin and Ethereum for this purpose - in both cases the APY rate is 7%.

You can also deposit stablecoins - including Tether, USD Coin and DAI - into the Aqru platform. Not only do stablecoins reduce the risk of volatility, but Aqru will pay you a very competitive APY return of 12%. Unlike other cryptocurrency accounts in this space, Aqru does not require you to blockchain your cryptocurrencies.

Make money with Aqru

On the contrary, all supported savings accounts are flexible. This ensures that you can withdraw money from your Aqru account back into your personal portfolio at any time. Aqru is also popular with investors who are looking for high APY interest on their fiat currency savings.

This is because Aqru allows you to deposit USD, EUR or GBP via debit/credit card or bank transfer. You can then convert your fiat currency deposit into one of five supported digital tokens to start earning interest. As this Aqru review shows, no fees are charged on the APY interest offered on this platform.

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What the AQRU platform offers

Instead of offering a wide range of cryptocurrency services, Aqru has decided to stay with what it does best. What we mean is that Aqru offers only one service - its cryptocurrency savings account.

As mentioned above, you can deposit cryptocurrency tokens or fiat money into your Aqru account and start earning interest right away. What's more, all accounts have flexible withdrawal terms.

Another important thing to note is that in our Aqru review we discovered that the platform distributes your interest payments each day and you can track this on a second-by-second basis.

This means you can reinvest your dividends back into your Aqru savings account to take advantage of compound growth.

Supported cryptocurrencies on AQRU

In total, Aqru offers cryptocurrency accounts with interest for five cryptocurrencies, listed below:

USD Coin

It is clear that Aqru is likely to add support for additional cryptocurrencies in the near future.

What interest rates Aqru offers

When choosing the best cryptocurrency interest rate provider for your needs, it is important to know and understand the relevant terms and conditions.

At the top of the list is the amount of interest you will be paid, and whether any restrictions apply. In the case of Aqru, you will earn 7% simply for depositing Bitcoin or Ethereum into your account.

You can also earn 7% on the above-mentioned cryptocurrencies by making debit/credit card payments or by bank transfer, and then converting the cash into the cryptocurrency of your choice.

Another option is to deposit into a stablecoin account, which yields an even higher interest rate - 12%. As mentioned, this is suitable for income seekers who do not want the volatility that traditional cryptocurrencies such as Bitcoin i Ethereum.

7% Bitcoin
7% Ethereum
12% USD Coin
12% Tether
12% DAI

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Aqru interest rate limits

Our review of Aqru was a bit surprising to learn that the provider does not place any limits on its main interest rate. This is something that most providers offering interest on cryptocurrencies have.

For example, Binance advertised an APY prime rate of 5% on Bitcoin with flexible withdrawals. However, when you read the terms and conditions carefully, this is only offered for the first 0.01 BTC. After that, the rate is reduced to 0.8% - a significant difference.

The same is true for BlockFi, which offers 4% interest on bitcoin, but only up to the first 0.01%. After that, the APY is reduced to 1%.

However, with Aqru, you can deposit as much as you want and you'll still get the same interest rate - 7% on Bitcoin/Ethereum and 12% on stablecoins.

No staking requirement

Another thing that many cryptocurrency savings account providers require is the staking of their native digital tokens to get the highest possible interest rate.

For example, Nexo offers an APY of up to 8% on Bitcoin - which at first glance looks very attractive. However, you can only get that 8% rate if you put a native NEXO token on the platform. If you don't, the APY will be reduced to 6%.

earn passive income from AQRU

Our review of Aqru showed that the platform does not have its own digital currency and therefore there is no requirement to put up any tokens to get the highest possible interest rate.

In fact, there are no differences in Aqru's interest rates - so you always know exactly what you're getting when using this provider.

Frequency of withdrawals on Aqru

This Aqru review states that the platform pays interest every day. This is good news for those of you who want to build a long-term portfolio with a focus on compound growth.

Finally, you can reinvest your interest payments back into your Aqru account to grow your capital faster.

Payments on the Aqru platform

First and foremost, in our review of Aqru we stated that the platform allows you to deposit funds using cryptocurrencies or fiat.

For example, if you currently hold Ethereum and want to earn interest on your idle tokens, all you have to do is transfer ETH to Aqru. The process is no different from depositing on a cryptocurrency exchange.

Alternatively, if you like the APY interest rates offered by Aqru, but don't currently have a supported cryptocurrency, you can make a deposit via debit/credit card or bank transfer.

This way you can convert your funds into a backed cryptocurrency to start earning interest.

As for withdrawal, we mentioned earlier that you can do it at any time. However, you have the option to make a withdrawal in cryptocurrencies or fiat money.

This makes the whole investment process simple, as you don't need to use a cryptocurrency exchange to withdraw your digital currency.

How does Aqru pay such high interest rates?

Before choosing a platform to earn interest, it is important to assess how a particular supplier is financially able to cover its payments.

After all, digital currencies such as Bitcoin and Ethereum do not themselves generate interest.

Our review of Aqru found that the provider uses your cryptocurrency deposits to offer loans to both retail and institutional borrowers. In addition to this, Aqru also uses customer deposits to provide liquidity to decentralized exchanges.

how AQRU makes money

Aqru lending institutions charge a higher APR than interest. This way you not only cover your payments, but also allow Aqru to make a profit along the way.

Fees on Aqru

As for Aqru's fees, our review showed that the provider is very competitive in this department. In fact, you won't pay any registration or account maintenance fees.

Also, as we mentioned earlier, the APYs you are offered are not diluted in any way. This is because Aqru makes money by charging higher APRs to its borrowers.

The only fee Aqru charges is for cryptocurrency withdrawals. This fee is $20 for each cryptocurrency withdrawal that is made. Withdrawals in fiat currencies do not incur any fees.

Aqru platform user experience

One of the biggest advantages of choosing Aqru for your cryptocurrency business needs is that the platform is extremely user-friendly. We have found that the process of registering an account and submitting an ID is quick and easy.

Making a deposit into the account is also simple. Once you have selected the right Aqru cryptocurrency interest account for your needs and made the required deposit, there is nothing more for you to do.

As long as you have cryptocurrencies in your Aqru account, interest will be paid every day. We also like the fact that you can track your earnings second by second by simply logging into your account.

In our Aqru review, we also spent some time examining the provider's mobile app - which is available to download for free on both iOS and Android devices. It is useful for tracking interest payments and making real-time deposits and withdrawals.

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Aqru platform tools and features

Aqru offers basic services, as its only product is cryptocurrency savings accounts. Unlike other platforms in this space,

Aqru does not give you access to cryptocurrency lending or daytrading tools. Instead, the main reason for using Aqru is to generate a competitive interest rate on your idle cryptocurrencies.

Aqru customer service

If you want to speak with a customer service representative, you can contact Aqru in several ways. Probably the easiest option is live chat, which allows you to speak with an agent in real time.

You can also fill out a support form or send an email to

How to earn interest on cryptocurrencies on Aqru

If you like the opportunity to earn up to 12% in interest on your idle digital currencies, but need guidance on how to get started, we'll show you how to set up Aqru in less than 10 minutes.

Step 1: Register an account

Before you can earn interest on Bitcoin and other supported digital tokens, you must first open an account with Aqru. To do so, you'll need to click on the "Register" button and provide your email address and preferred fiat currency.

register for AQRU

You will also need to create a strong password, and after reading and accepting the terms and conditions, click the "Create Account" button.

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Step 2: Verify identity

The next step is to verify your newly created Aqru account. This is a simple process that will require a copy of your government-issued identification document. This can be a passport or driver's license.

Aqru will usually be able to verify your document within minutes. You will receive an email notifying you that the process has been completed.

Step 3: Deposit cryptocurrencies or fiat money

In order to start earning interest, you need to deposit some funds into your account. In this regard, you have two options.

First, if you already have a supported cryptocurrency - it could be Bitcoin, Ethereum, USD Coin, Tether or DAI - you can transfer tokens from your private wallet. You will find your unique deposit address in your Aqru account.

If you do not currently have access to a supported cryptocurrency, you can deposit in EUR, GBP or USD. Supported payment methods include debit/credit cards and traditional bank transfers.

Step 4: Earn interest on cryptocurrencies and stablecoins

If you have made a deposit in cryptocurrencies or stablecoins, you don't need to do anything else. The tokens will be deposited in the corresponding savings account, so you will start earning interest right away.

If you have made a deposit in fiat money, you need to decide which digital token you want to convert the funds into. For example, if you want to earn up to 12% per year, opt for stablecoin.


This Aqru review covers all aspects of this provider's offerings - in terms of basic parameters, such as supported cryptocurrencies, interest rates, user-friendliness and withdrawal terms.

We found that overall, Aqru is worth considering if you are looking to generate interest on your dormant cryptocurrency investments.

In the end, you will get 7% and 12% from Bitcoin/Ethereum and stablecoins, respectively.

Most importantly, you can withdraw your digital currency at any time - because there are no lock-in conditions on Aqru accounts.

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